JEFE DE CREDITO INDIVIDUAL

Lead and monitor credit activities to ensure compliance and performance.

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WVI - World Vision International

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Overview

Lead and monitor credit activities to ensure compliance and performance.

You have:

Experience in credit management, preferably in microfinance environments.
Proven leadership skills with experience in managing and motivating teams.
Strong understanding of credit policies and risk management procedures.
Ability to create strategic plans for market outreach and credit acquisition.
Experience in reporting and data analysis for credit management.
Commitment to organizational mission, vision, and values.
Ability to follow up on collections with delinquent clients.
Willingness to participate in credit committees and provide feedback on presented credits.

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Details

With 75 years of experience, our focus is on helping the most vulnerable children overcome poverty and experience fullness of life. We help children of all backgrounds, even in the most dangerous places, inspired by our Christian faith.

Come join our 33,000+ staff working in nearly 100 countries and share the joy of transforming vulnerable children’s life stories!

Key Responsibilities:

Monitorear diariamente los indicadores y metas asignadas correspondientes del Crédito Individual, así como implementar acciones necesarias para el logro de los objetivos del negocio.Asegurar que los créditos cumplan con las políticas de riesgo crediticio para su desembolso.
Estar al tanto de las actualizaciones y cambios de las políticas del Crédito Individual
Involucrarse en los procesos de reclutamiento, inducción y reforzamiento de la capacitación de los colaboradores a su cargo.
Generar las rutas y estrategias de cambaceo y apertura de nichos de mercados de Microempresarios con necesidad de Crédito Individual
Asegurar el cumplimiento y correcta aplicación de las políticas, procesos y protocolos de VFM de los colaboradores a su cargo
Realizar reportes mensuales de cierre de cartera
Desarrollar/crear un buen equipo de trabajo, propocionando guía, dirección y motivación
Dar seguimiento a la gestión de cobranza de sus colaboradores con el cliente moroso.
Supervisar la correcta Integración de los expediente generados por los colaboradores a su cargo.
Participar en los comités de crédito y realizar las observaciones pertinentes de los créditos presentados
Compromiso con la Misión, Visión y Valores Organizacionales.

Applicant Types Accepted:

Local Applicants Only

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Potential interview questions

How have you managed a team to achieve credit objectives in the past?	This question assesses your team management and leadership experiences in achieving results.	Provide specific examples of how you guided your team and the outcomes achieved.
Describe a time when you had to handle compliance issues in credit management.	The interviewer wants to gauge your understanding of credit policies and risk management.	Pro members can see the explanation.
What strategies have you implemented for market outreach in previous positions?	Pro members can see the explanation.	Pro members can see the explanation.
How do you handle employee training and development in your team?	Pro members can see the explanation.	Pro members can see the explanation.
Can you give an example of how you improved the performance of a team?	Pro members can see the explanation.	Pro members can see the explanation.
What is your experience with credit policy updates and their implementation?	Pro members can see the explanation.	Pro members can see the explanation.
How do you ensure effective communication among your team members?	Pro members can see the explanation.	Pro members can see the explanation.
What metrics do you consider essential when monitoring credit performance?	Pro members can see the explanation.	Pro members can see the explanation.