JEFE DE CREDITO INDIVIDUAL

Lead individual credit initiatives and manage team performance.

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WVI - World Vision International

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Overview

Lead individual credit initiatives and manage team performance.

You have:

  • Minimum 5 years of experience in credit management and administration.
  • Familiarity with microfinance and credit policies.
  • Strong leadership and team management skills.
  • Ability to generate and implement market strategies.
  • Knowledge of risk assessment processes.
  • Experience in preparing monthly reports.

With 75 years of experience, our focus is on helping the most vulnerable children overcome poverty and experience fullness of life. We help children of all backgrounds, even in the most dangerous places, inspired by our Christian faith.

Come join our 31,000+ staff working in nearly 100 countries and share the joy of transforming vulnerable children’s life stories!

Key Responsibilities:

  • Monitorear diariamente los indicadores y metas asignadas correspondientes del Crédito Individual, así como implementar acciones necesarias para el logro de los objetivos del negocio.Asegurar que los créditos cumplan con las políticas de riesgo crediticio para su desembolso.
  • Estar al tanto de las actualizaciones y cambios de las políticas del Crédito Individual
  • Involucrarse en los procesos de reclutamiento, inducción y reforzamiento de la capacitación de los colaboradores a su cargo.
  • Generar las rutas y estrategias de cambaceo y apertura de nichos de mercados de Microempresarios con necesidad de Crédito Individual
  • Asegurar el cumplimiento y correcta aplicación de las políticas, procesos y protocolos de VFM de los colaboradores a su cargo
  • Realizar reportes mensuales de cierre de cartera
  • Desarrollar/crear un buen equipo de trabajo, propocionando guía, dirección y motivación
  • Dar seguimiento a la gestión de cobranza de sus colaboradores con el cliente moroso.
  • Supervisar la correcta Integración de los expediente generados por los colaboradores a su cargo.
  • Participar en los comités de crédito y realizar las observaciones pertinentes de los créditos presentados
  • Compromiso con la Misión, Visión y Valores Organizacionales.

Applicant Types Accepted:

Local Applicants Only

Potential interview questions

Can you describe a time when you successfully led a team in achieving a credit target? This question assesses leadership and goal achievement capabilities. Provide specific examples of your leadership approach and the outcomes.
How do you ensure compliance with credit policies in your team? This question examines your knowledge of policies and compliance. Pro members can see the explanation.
Describe your experience with market analysis for credit services. Pro members can see the explanation. Pro members can see the explanation.
What strategies do you implement to improve delinquency rates in your team? Pro members can see the explanation. Pro members can see the explanation.
Can you provide an example of a training program you developed for your team? Pro members can see the explanation. Pro members can see the explanation.
How do you keep up with changes in credit policies? Pro members can see the explanation. Pro members can see the explanation.
What would you do if a team member consistently failed to meet their credit objectives? Pro members can see the explanation. Pro members can see the explanation.
How important is it to align a team's goals with the organization's mission? Pro members can see the explanation. Pro members can see the explanation.
Added 18 days ago - Updated 13 days ago - Source: wvi.org